Are You a Hole-in-One Investor or a Scratch Investor?

Here’s a quick tutorial for nongolfers; the rest of you skip to the next paragraph. The term “scratch” golfer refers to someone who shoots even par on average. A typical golf course has 18 holes. Each hole is either a par 3, par 4 or par 5. If a hole is a par 3, and you get the ball into the hole in three shots, you have made par and shot “even” on that hole. Most golf courses have a par of 72 for 18 holes. If you shoot 72, you have shot even par for the course.
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