Insights

Intellectual Capital

Poinciana is committed to staying up to date with the latest financial trends and academic research. We have strategic relationships with some of the most preeminent individuals in academia and leverage our relationships to provided best-in-class institutional research for our clients

College Athletic Scholarships: How to Play the Game

by BY POINCIANA ADVISORS GROUP on
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So, your kid is the next LeBron James or Megan Rapinoe. Congratulations, but this article isn’t for you, because your child is either going straight to the pros or is an elite athlete and will likely have many scholarship offers. You can skip the rest of this article and save yourself the 10 minutes. But if your child is competitive in their chosen sport and you’re looking for some guidance on how to get a college athletic scholarship, then you’ll find this beneficial.

You Can't Get Outperformance Without Underperformance

by Poinciana Advisors Group on
Nobody minds market volatility when it’s in the upward direction. But recently we’ve gotten plenty of the type of volatility that we don’t like so much as investors, the kind that inspires headlines with words like “plunge” and that end with exclamation points.

What You Need to Know About Parent PLUS Loans

by Poinciana Advisors Group on
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In pre-pandemic times, the end of March marked a significant milestone for the college-bound, as most universities aimed to deliver their regular admission decisions to thousands of anxious students. And yet even the college admissions cycle was not immune to the impact of COVID-19, as many colleges extended their regular decision deadline.

Saving Strategies for Your Child or Grandchild's Future

by Poinciana Advisors Group on
It is no secret that kids can cost a pretty penny – raising a child from birth to 18 years of age can eclipse $230,000, an annual expense of nearly $13,000. Once you get past parenthood’s sticker shock, as well as the early sleepless nights, many parents (and grandparents) start thinking about preparing for future expenses.

Benefits of Rebalancing

by Joshua Angell on
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Diversifying your investment portfolio means putting together a mix of stocks, bonds and other investments with your financial goals, time horizon and risk tolerance in mind.

Income Planning and IRMAA in Retirement

by Joshua Angell on
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Medicare is an area that practically every American will encounter when planning for retirement. It sits at the intersection of health and wealth in your financial life plan, and so often surfaces across a range of long-term planning conversations.

Relief for Retirement Account Owners

by Joshua Angell on
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On March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law. Since then, the U.S. Treasury Department has issued guidance to clarify and, in some cases, expand the provisions of the CARES Act dealing with retirement accounts and the relief offered to retirement account owners and/or beneficiaries.

Code Name: Monte Carlo

by Joshua Angell on
What do you get when you assemble a dozen or so of nuclear science’s greatest minds, give them access to the world’s first electronic general-purpose digital computer, and spend $2 billion during the height of World War II? An atomic bomb of course, and a sophisticated simulation technique code-named Monte Carlo.

Cultivating an Abundance Mindset, Even in Difficult Times

by Becca Craig, ABA on
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Cultivating an “abundance mindset” might be far down your list of what needs attention today. In times such as these, you might even believe that the thing most in abundance right now is a mounting variety of very real financial stressors. That’s a fair point to make, and you most certainly would not be alone. In fact, events over the past few months likely have only served to highlight the relationship between money and stress, between financial wellbeing and emotional wellbeing.
During this pandemic, you may have family or friends whose health has been directly affected by COVID-19. And the longer you live, the more people you know will face significant health concerns. Making sure you and your family are prepared for these situations – now and in the future – is an act of kindness.